The Not So Secret Keys to Happiness

The Huffington Post put up an article titled Everything You Need to Know About the Science Behind Happiness In One Infographic. One of the aims of this site has always been to consider happiness as part of a full financial picture. The article had some interesting observations. Included in the mix for happiness was the following; Happy people heal faster, volunteer and help others, have deep friendships and have experienced some adversity. Happiness is a combination of how satisfied you are in life and how good you feel on a day to day basis. I’ve always connected being satisfied in life with not having difficult birthdays. The only tough birthday I had was 25 and sure enough I had a job I hated. Feeling good on a day to day basis would seem to have at least some connection to regular and vigorous exercise (the best part of your workout should be finishing your workout). While we’re at it; don’t drink soda. For some numbers; 10% of happiness comes from your circumstances, 40% from your thoughts, actions and behaviors and 50% is genetics. I’m not sure I buy the genetics angle and I think the 40% number should be bigger (I believe in the law of attraction). One random thought in there was to linger, dwell in the moment. This is consistent with the idea of life being about the journey not the destination which we have touched on here over the years, that was also mentioned elsewhere in the article along with savoring experiences. I tend to think of taking pictures as savoring moments. Hindrances to happiness  were...

Getting Serious About Income Investing

My latest post at Alpha Baskets looks at and then expands on this week’s special report on retirement in Barron’s. I mention in the post that this is fun to write about because it is about problem solving; everyone needs to figure out how their retirement is going to go both financially and in terms of lifestyle. In the past I’ve mentioned my not wanting to retire for reasons tied to my perception of healthy/successful aging by staying mentally engaged but on a slightly more humorous note, my wife asked what I would do if I did ever retire to which I answered “same thing as now and get paid for; study the stock market and run out the door to fight the occasional fire.” From the post; The article on alternative income solutions and strategies covered a lot of ground so not a lot of detail but was a good starting point for people starting realize that income investing is becoming more complicated. Buying a bunch of long-dated treasuries is no longer a favorable one-way trade. The article touched on ladders, all-ETF portfolios, actively managed solutions (funds and separate accounts), munis, closed end funds and a couple of others.   Please click through for the rest. I also write a weekly market update which you can find here.   As for the pictures, I just started an Instagram account and am having fun with the different effects. The first picture is of buffalo in Custer State Park in South Dakota and the other is obviously of the Empire State Building. You can find me on there at...

Prescott Car Show & Fire Expo

Walker Fire Patrol 80 and Prescott National Forest Engine 930 An old Triumph and a Morris which I’d never heard of before The interior of an Aston Martin and I think the green car is a Jaguar, please leave a comment if you know.   The interior of a Jaguar and a...

New Template & Platform Test Post

So the new template is ready a little later than I expected, thank you for your patience. Also the url has changed but what ever your have bookmarked or cached will simply redirect to randomroger.com. There are a few things I need to tweak yet, like I just noticed the timezone might be off so please let me know if  you see anything that needs fixing. The picture is of a duded out ATV used in search and...

Tiny Houses and Financial Simplification

My latest post at Alpha Baskets is titled Tiny Houses Can Help Grow a Huge Portfolio and looks at financial and life simplification including something called the Tiny House Movement. The post also explores the role that a simplified portfolio can play in a financial plan. From the post; While the idea of living in 200 square foot house growing your own kale may not resonate as a desired lifestyle most people can find ways to cut back and many legendary investors extoll the virtues of keeping investments simple and obviously ETFs play a huge role in a simplified investment portfolio. Please click through to read the...